Saturday, October 19, 2013

Love is a Decision

Ron is once again in the Sanitarium. Stroke. Mild, but at his age, it is alarming to actually have it. As I watched him at the ER, his left body numbed, his speech at a half slur, I could not imagine how I was still standing there. I am about to marry this man. Am I prepared for the worse? Or maybe perhaps, your question is, have I stayed, or have I flown free while I had the chance?

Yet, I stood there. Watched him. Listened to the doctors. Waiting. I held his hand from time to time. It was more of strengthening me than me encouraging him.

It was an easy thing to go. Love, above mercy or duty, made me stay. Because I know, even if I leave, I would never be happy without him. I am ready for what is beyond. Health, weakness, tragedy and joy, as long as he holds my hand, we can overcome. I am ready for marriage. I am ready for a life with him.

Less than a month now, we will say our I Dos. I am in no apprehension. I am in no doubt of my decision to stand before God with Him. I love him. THAT IS THE DECISION.

Friday, October 4, 2013

Tips on Bidding Foreclosed Properties with Unionbank

So after winning at the property bidding with Unionbank, I just feel obligated to share some tips I learned from the bidding. I will divide my tips into Before, During and After bidding.

Before Bidding
1. Do Due Diligence. This is a no-brainer tip. Acquiring a property involves money and of course we don't want to put to waste the money we earned with our sweat and blood.  Check at the location site and see for yourself what you are buying for. Know the topography and elevation of the area. you wouldn't want to have a property which is flood prone, it would take a toll on you in the future.

2. Check the copy of the title of the property at the local Registry of Deeds. Titles are a public property and you could request a photocopy with a fee. This is to check on the Encumbrances at the back of the title. Unfortunately, it take 2-3 working days before they release the copy.

3. Prepare your show money. At Unionbank, bidder has to prepare Php20,000 per property he wishes to bid. This money will be collected when the bidder won the property. Other banks will require you to have manager's check of do a deposit before bidding. Always inquire with the nearest bank of their show money requirements as this may be one reason that others get disqualified during biddings.

During Bidding
1. Don't be late. Bidding usually starts on time. And bidding on a property takes only minutes. You wouldn't want to miss on the opportunity of acquiring the prime lots. When we attended the bid, the bidding only took 20 minutes. While we were filling up forms, another couple arrived to bid (they were after Priority Lot #1 as well). yet the bidding was over. If they have come, they might have won our property as the guy partner was a foreigner.

2.  Do Computations while Bidding. Compute for the total price and price per sqm of the property you are auctioning. Foreclosed properties are usually of lower value, and we are after that opportunity. But as bidding continues and prices climbs, it is good to check the price per sqm to check if the value is still viable.

After Bidding
1. Read the contract. So you have won, Congratulation! But you are not fully committed to the property unless you signed the contract. READ it. If you are ammenable to the terms written in the contract, sign it.

2. Know your capacity to pay.  The bank will offer you the term of payment. You could have it as short as 3 months or as long as 10 years. The longer the term the higher the interest. 

*Note, Unionbank does not allow the use or any improvements in the property unless it is fully paid, so unless we fully pay, we can't build our home. This is one of their terms which is beneficial to know when you read contracts.

3. Submit other requirements. The bank will require other requirements like IDs and other documents they wish you to sign. As for Unionbank, we were required to submit post-dated checks based on the payment schedule.

4. Follow the payment schedule. If you want to avoid penalties for late payments, follow their schedule. Fund your checking account to ensure that the checks you submitted have funds. This does not only avoid you from bank penalties but also an estafa case.

I hope you guys, got a thing or two from these tips. If you happen to join a property bidding, share your experience in comments below.

Happy investing everyone!

Saturday, September 28, 2013

Our first bidding experience

Ron and I attended the bidding of foreclosed properties listed at Unionbank at Business Inn today. We are about to get married and planning where to build our love nest is in the bag. We are eyeing for 2 possible properties listed for bidding.

Note that a week before today, we have visited the site and we found that among the 6 properties listed in the same area, we like these two lots because of:

1. Lot size. The priority lot #1 is 600 sqm while priority lot #2 is 450 sqm. I think these are lot sizes spacious enough for me to have my garden.
2. Elevation. Among the lots listed both lots are unlikely to be flooded because it was away from the nearby stream. As you all now,  water would naturally flow to a body of water nearby.
3. Proximity. What I like most of these two lots is that it is close to the main road of the subdivision. As a matter of fact, Priority Lot #1 is alonh the main road of the subdivision.

Among others, we really want to acquire a lot in the said subdivision because the price per sqm is only at 1300Php. Comparing to other subdivisions, lots are already sky rocketing at 2000Php (minimum) while others could go as high as Php 7000 per square meter.

When we arrived at the venue, another couple was there as our competitor. The bidding officer waited for another 15minutes before starting to wait for other bidders to arriv but there was nobody else.

Funny about this bidding is that, both parties are after the same properties. I guess the other couple also did their due diligence. They auctioned property #2 first. We are fighting neck to neck with it while i was computing the price per sqm on the side. When the total property value reached a million we stopped and the other couple won.

I thought all the while that since they already got a property, they will no longer bid for Property #1 (600sqm). But we thought wrong. They once again bid against us. But good thing when the property value reached 930,000, they stopped bidding, saying they can't afford the monthly payments of two properties considering that the values have changed already. So we won the property.

Amidst the increase, I still think that we got a good deal at approximately 1500Php per sqm.  

So yeah, we are property owners now! Of course, after we finished off with our payments. 

Monday, September 2, 2013

DIY Pre Nuptial Shoot at the Forest Park

So Ron and I scheduled another photoshoot of our own. After our failed attempt to do an all white wardrobe photoshoot at the Ruins, we thought of doing one at Forest Park.  Because it was a Monday, we had the whole place almost all to our selves.  There were only 6 guests, us included for the whole place.

Forest Park houses a small bird and animal zoo, a huge swimming pool that could allow a thousand swimmers to use it at the same time, lazy river, fountain area, gazebos, overnight villas, function areas, enveloped in lush gardens. 

We changed into our whites, set up the tripod and the camera in timer mode, and we had a Pre Nuptial shoot, free of charge. 

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All these photos are already edited in Lightroom.

After the shoot, we changed into our swimming attire for a dip in their pool. We had a good time as we cool ourselves from the sun's heat.

Forrest Park
Brgy. Taculing, Bacolod City

Entrance Fees
Adult - Php 120
Kids from 3-10 years old - Php 100
Children under 3 years are free

Thursday, August 29, 2013

Filipino, Wikang Pambansa

Below is a speech that I wrote for Buwan ng Wika Celebration of Bubog Elementary School.

Sa mga mag-aaral, guro, at opisyal ng Bubog Elementary School, isang Magandang Umaga sa inyong lahat!  Ako’y nagagalak at ako’y naimbitahan sa inyo selebrasyon ng Buwan ng Wika.

Wika, isang importanteng paraan para tayo ay makapaghatid ng ating alam, karunungan, balita at impormasyon, ang ating saloobin at damdamin.  Sa pamamagitan ng wika tayo ay nagkakaintindihan.  Ang pagkakaroon ng isang wika na naiinitindihan ng lahat ay nakakatulong upang tayo ay magkakaisa at upang magkaroon ng isang mapayapang kumunidad.  Ito rin ay nakakatulong upang umunlad bilang isang bansa.  Kung kaya’t nararapat na ating pahalagahan ang ating wikang Pambansa, ang Filipino.

Tayo ay isang bansang may iba’t ibang dialekto.  Tayo dito sa Negros ay nakakapagsalita at nakakaintindi ng wikang Hiligaynon.  Cebuano naman ang dialekto ng ating mga kapatid na taga Cebu, at ibang probinsiya sa Mindanao.  Ilokano naman ang salita ng mga taga Ilocos, at Waray naman ang salita ng mga taga Samar at Leyte.  Isa tayong bansa pero hindi natin naiintindihan at nabibigkas ang dialekto ng ating kapwa Pilipino.  Kung kaya, napakahalaga na magkaroon ng isang wikang Pambansa, ang wikang Filipino, upang mapag-isa at magkaintindihan tayong lahat. Ang wikang Filipino ang nag-uugnay sa atin upang tayo’y tumungo sa isang direksyon bilang isang bansa.

Ang Filipino, ang ating wikang Pambansa, ay isang pagpapatunay kung gaano katingkad ang kulay ng ating kasaysayan.  Ito ay kaluluwa ng ating bayan.  May maririnig tayong salitang Intsik, Malay, Espanyol, Ingles, gayon man ay Nihonggo at ang bagong uso ngayon ay gay lingo at Koreano.  Nagpapatunay ito ng ating kasaysayan at impluwensya.  Hindi ba’t tayo ay nakikipagkalakal sa mga Tsino at Malay gayun din ay sinakop ng mga Kastila, Americano at Hapon?  Natanggap na rin n gating lipunan ang mga bakla at tomboy kaya’t malaya na silang nakakapagsalita at nagkaroon pa nga ng gay lingo.  Ang ating wikang Pambansa, ang wikang Filipino ay hinubog ng panahon, at isang repleksyon kung paano tayo hinubog bilang isang bansa, isang mamayang Pilipino sa pagdaang ng maraming panahon.

Ang Wikang Filipino, higit kanino man, ay dapat bigyang halaga nating mga Pilipino.  Sabi nga ng ating pambansang bayani,  Jose Rizal, “Ang hindi magmahal sa sariling wika ay higit sa hayop at malansang isda; kaya ating pagyamaning kusa, gaya ng inang sa atin ay nagpala.”Ating  ipagmalaki at ipagbunyi ang ating pagiging Pilipino.  Mahalin at pagyamanin ang ating wikang Pambansa, ang wikang Filipino.

Success by Henry Sy

“There is no such thing as overnight success or easy money. If you fail, do not be discouraged; try again. When you do well, do not change your ways. Success is not just good luck: it is a combination of hard work, good credit standing, opportunity, readiness and timing. Success will not last if you do not take care of it.”  - Henry Sy

Henry Sy is the richest Filipino in the Philippines as to this writing and is an inspiration.  He is a true story of rags to riches.  

Wednesday, August 28, 2013

We are Sodam-ofied at Sodam Korean Restaurant

Last night's dinner with Ron was at Sodam Korean Restuarant. I've seen how it is full packed every night whenever we get to pass by the resto coming from Murcia.  We never came around to stopping by until last night.

We arrived at the time when only a table is free as a gastronomically satisfied family left it for cleaning.  That is how jampacked it was for a Wednesday night.  We were welcomed to a well lit and homey diner.  Korean music at a full blast creating a KPop vibe, and air-condition at full swing for a comfy feel.  There is a certain glow in the restaurant contributed by both lighting and pink walled interiors.  I love the fact that customers are not mostly Korean which means Bacolodnons have welcomed the Korean culture and cuisine.

After the table has been cleared, we were served with kimchi, a famous Korean side dish/appetizer which is fermented cabbage and sliced raddish all of which is on the house.  While picking on our kimchi, we dived into their menu.  Full of pictures, English translations and description, we were guided on what we would stuff our hungry tummies.

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Kimchi anyone?

Sodam means looking delicious and that is what Sodam Korean Restaurant promised it customers: for them to have a Sodam-ly dining experience.  And surely SKR has fulfilled that promised.

We got Samgyeopsal, Korean grilled pork belly and O-dam |Bulgogi, a spicy sweetish squid and pork bulgogi.  Since my tolerance of spicy is not that high, Ron requested a moderately spiced bulgogi. We added rice to our order.

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Their Samgyeopsal is good enough for 3 people while the Bulgogi could be shared by 4-5people. We were taking our time as it was too many.

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Odam Bulgogi is hot fun!

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The owner's mom mixing our bulgogi from time to time.

What I liked about SKR is that their owners roam around checking on customers, asking about their food, suggesting drinks, or a refill of kimchi. We got another round of fresh lettuce free of charge at the suggestion of the owner. After that, he asked Ron's permission if he could give me a free Icecream.... Oh my Melona!!!! I was overjoyed of course.

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Ron and I were the last customers of Sodam. We were not able to finish the Bulgogi. So we have it packed for my family. The owners also gave us extra Kimchi to bring home.

Sodam is a bit pricey for Bacolod standards but the restaurant were generous with their serving and with the freebies you wouldn't mind spending for a good dining experience. We had a grand time and we are coming back for sure.

Sodam Korean Restaurant
Lacson St.,
Bacolod City

Friday, August 16, 2013

Summer ain't Over at Carbin Reef

I have been longing to hit the beach since summer.  So even if the clouds are here bringing the rainy season, I was not stopped to hit one of Negros Occidental's quick escape destination, Carbin Reef.  I pleaded my boyfie to bring me along to their team building and good thing, his officemates didn't seem to mind.

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Tagging along. I'm going to Carbin Reef!!!

Carbin Reef is a small islet in Sagay City, in the northern part of the province.  Considered a sand bar, its length.  From Bacolod you would pass by 5 cities and municipalities namely Talisay, Silay,  EB Magallona, Victorias, Manapla, and Cadiz.  I live in Talisay, thus I waited for the company bus holding the other 20 trippers.  From my point at Talisay, it takes another hour to an hour and a half to reach Sagay.

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Our gateway to Carbin Reef

Sagay, we gathered our stuff (mostly food), and waited at the port while the group's "Team Leader" pay for the entrance and the banca.  Our bus went back to Bacolod and will only fetch us in the afternoon after we have consumed all excitement over Carbin Reef.

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Our banca

We loaded the trigger boat that would bring us to the little paradise.  Before leaving the port, we
were provided with life vest which we are required to wear for safety.  The boatman also gave us a short introduction of Carbin Reef and the rules in the island.

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And we are here!!! Carbin Finally!

After a short 30 minutes, we stepped foot on the white sands of  Carbin.  We head straight to one of the shelters of the island. 

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Our shelter for the day

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While the others prepare for food, we rushed to the sea for a dip. I for one could not resist the waves calling as they crached into the sand.  My boyfriend who practically breathes underwater, gave in to temptation as well.

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He is loving the beach

The beach of Carbin Reef slopes steeply, so for weak swimmers, it is best to be on the safe side or wear your lifevest.  If you are into snorkeling, rent out snorkels at the Museo as there are not available at the island.

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There are no convenience stores in the island nor toilet, so bring all your food and water along, likewise do your personal stuff before you leave the mainland. Grills are provided in each shelter so you can cook your fish or meat.

I  enjoyed the sand, the sun and the sea.  I would have lazed around in a sarong, only if we didn't have guys who seem not to have witnessed a lady in a bikini who gives comments on your swim suit and stares as if you were naked. But minus that, it was one great experience. It was my much needed escape from the busy Bacolod.
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How to get to Carbin Reef
  • Catch a bus going to Sagay at the Ceres North Terminal. Fare is at 89Php.
  • Get off at Sagay Transport Terminal.
  • Catch a tricycle going to the Sagay Port.  From this port, you may ride a banca to Bantayan Islands as well.
  • Pay your fees at the Museo ng mga Bata\
  • Ride your banca and enjoy the islands

Love's a beach! I'm sending awesomeness and love towards your end.
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Tuesday, July 23, 2013

Tying the Knot

I'm getting married.

I can`t really remember how Ron and I agreed to settle and tie the knot. There was no sweet and heartfelt proposal, there was no youtube worthy bend on one knee guy asking girl, the latter saying the big yes. All I could remember the night at the crossing while we were waiting for my work transportation to pick me and he whispered the words, "Lets get married", and I replied, “Sure. If we ever get married, I want it on Nov 12. I think its cool to get married on 11-12-13.” I was just playing around. I never thought he gets serious about it.

Today, Ron is coming over dinner to ask for Mom's blessing. I HOPE SHE AGREES. 🍻

Friday, July 5, 2013

An afternoon at Centrio Mall

After a very long afternoon nap, we readied  ourselves and tagged along Tita Vangie and her grandchildren. We headed to Cagayan de Oro's newest hub, Centrio Ayala Mall.

We left Igor and Gabby at Little Martians for a 30 minute playtime while, me and my brother and Ate Aimee roamed around Centrio.

Centrio got its name from the combination of 2 words, Center and Rio.  Center meaning the heart of the city as it pose at the center of Cagayan de Oro's shopping, entertainment and business. And Rio, which means river which is very poplular in Cagayan de Oro.

What I love about Ayala Malls is its trade mark of gardens and flowing water.  This is translated in Centrio's garden where two large humongous acasia trees stood in the limelight.

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Centrio Garden

Aside from its stunning garden it also has an Activity area which can hold 300 people.  The mall is zoned per level according to the family's needs.  In the first level, high-end shops, book store, food chains, and the first in Mindanao, Rustan's Fresh Supermarket. The second level houses family and kids store, activities shops and Robinsons Department Store which also extends to the 3rd floor.  The top most floor or the 3rd floor is the house of the IT zone and wellness and also Ayala Cinemas which includes 3 200 seater 2D Cinema and a 300 seater 3D Cinema.

While waiting for my cousins to arrive from work, we stayed at the JCo Donuts.  Like the other branches around the Philippines, long queue and all seats are occupied.  So we ordered a box of the famos donuts and we added coffee and chocolate drinks.  Good thing, we got some seats just after we finished with our orders.

IT was fun bonding with my family. We only get to see each other at least once a year but we are surely feel loved.

Cagayan de Oro once more

This CDO trip was booked out of whim. I want a grand vacation as soon as I decided to liberate myself from the most tiring work at Coke. So though I have been here, I thought that visiting my relatives once more is the energizer that I need. It was timely that Cebu Pacific added direct flights to CDO from Bacolod.

With no Itinerary, me and my brother, Rex,  have packed our bags a week early. We were then given an advisory that instead of a direct flight, we will be routed to Manila in the evening and then early in the morning we leave Manila for Cagayan de Oro.

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Our plane to Manila

It was timely too because a depressing news that my former colleague at Manila Water who were like a nanay or mother to me passed away. So I took the opportunity of visiting her remains once we touched Manila land again.

It was quite depressing to see Ma'am Edna in a coffin. It was surreal. RIP Ma'am Edna. May you have eternal rest.

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Till we meet again, Ma'am Edna. RIP.

I wasn't able to reconnect with some office mates as I arrived Arlington at 11pm.

After that we hailed a cab to Resorts World Manila as my brother haven't been inside the Casino-Hotel-shopping-entertainment place. Except for the casinos and some fancy restaurants, everything was almost closed.
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My newest car (In my dreams)!!!
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Resorts World Manila in the background

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Resorts World Tower

 After a few photos inside, we decided to hangout at the 24hr- operating Mc Donald's nearby to wait for our check in counter to open.

After an hour or so of flight, we arrived at the new Laguindingan Airport, CDO's new International Airport.

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Newly opened Laguindingan Airport

We are now here at our relative's place at Cagayan de Oro City as of this writing. My brother is still asleep to make up of the sleepless night. I'm leaving you with a breath taking photo of the clouds as seen by our window during our plane ride to CDO. I hope this encourages you to travel and see the world more.

Thursday, May 2, 2013

Quitter, I'm not a total Expert

Working at Coke is laborious in the true sense of work. Coming from a company where I was already delegating and managing people, it becomes a shocker in my part to be a beginner again.  Why do you ask did I agree to start all over again?

When I was starting at Manila Water, I was challenged everyday because there is so much to learn... work was never work because it was like a bigger school, your thirst for knowledge is quenched each day that you come in. I was a beginner at that time, it was my first job, and I was not over my scholarly attitude yet. LEARNING was my drive.

I brought that mentality to Coke, I took the challenge of learning the ropes so that some day, I could swing myself to higher grounds.  BUT in a manufacturing set-up, everything was a routine.  You do things the same way each day.  You bark the same bark, maybe louder, but yeah.. same bark. And it gets boring as day passes by.  And at my age and experience, it was a depressing note to do same tricks again.

I'm turning six months in the company doing the same routine week after week.  The only challenge I still was not able to conquer is getting my social life back likewise the travel bug seemed to evade me since I became a Tiger. So I'm in a dilemma again... should I stay and be consumed by the uncomforting routine or should I hang up the red shirt and jump into the unknown once more?

Tuesday, April 9, 2013

BPI gives 3% rebate to EPS users

One of my strategies in building my millions is maximizing what my bank could offer me.  Discounts and rebates equals savings which could add up to my purchasing power or my future retirement fund.  Discounts and rebates are usually small but for me, every peso counts.

Just recently, BPI announces that with using your ATM card, one could get 3% rebate with his purchase as long as it is of minimum of 2000Php.  In using their Easy Payment System (EPS), you could actually purchase without cash.  IT is like using your ATM card as a debit card. 

I use EPS in doing my grocery, in eat outs or paying my phone bills and often than not, I end up buying 2000Php worth of goods or even more.  So the 60Php (or more) rebate everytime I spend, is a trickle to my glass of millions.

The maximum rebate BPI gives is 600Php or paying 20000Php for a purchase in a single receipt.  I want to note that the spending should be for necessities and not just on the whim.  Just a tip, subdivide your purchase into different transaction receipts if your total is over 20000Php so you could have more rebates.

To claim your rebate, send a SMS with the following format MX ON EPS-REBATE (space) Card Number/Transaction Date (MMDDYYYY)/Transaction Amount and send to 2800 for Globe/Touch Mobile, 216 for Smart/Talk N' Text or 2288 for Sun Cellular.  Promo period is from March 15 - May 31, 2013 and you could redeem until to July 31, 2013.

Sunday, April 7, 2013

Location, Location, Location

You may find this post as a cliché. But the right location is one factor you must consider in putting up your business for it to be successful.

IF you have a site found, equip yourself with these areas of concern.

Foot Traffic. How much passersby go to that site? Passersby, are potential customers. If a population frequents your site, they would be your customers in the future.

Competition. Research on the big and small players in your area. What is the advantage of your location? Is the site overpopulated with the same business as you wanted? It also helps if you are the only business in the area catering to such need. You could actually monopolize the market.

Accessibility to Transportation. Is there a terminal nearby for customers? Does the public transport go by your site? You wouldn't want your customers hire a taxi or a tricycle just to go to your store just to get what they need. And most of all, customers don't want to haul their bought goods from your place to the nearest street where there is public transport. You want your business to be convenient as possible to your customers.

Demography. Is your site located in a posh subdivision? In a public market? A mall or a school? Knowing these helps you understand the type of customers you will have, likewise their purchasing power.

Location plays big in a business especially for those who are still starting. Being in the right place gives you an edge. Get seen with just being there in the best location.

I am a Businesswoman

I have started a business just after I came home from Singapore.  It was timely because I was bumming around and I was desperate of finding my interest of what I really want to do.

I opened a grocery last June although I have no background with business nor have I taken business subjects in College. My experience is limited. I used to sell flowers every Sunday to Church goers when I was small when my mom was still growing roses and anthoriums. I opened my online shop with multiply a few years back. But that's about it.  So who would thought I would take on the challenge of opening business as complicated as a grocery?

But I didn't jump into the opportunity right away. I researched and consulted with friends who were in the business. I searched and read through websites regarding my project. I absorbed every info I could get to equip me with a new battle.

So I decided to open this blog to share with you some learnings I have gained over the past nine months.  I am not yet an expert and I am continuously learning. Join me in my journey.

I am now an entrepreneur. I AM NOW A BUSINESSWOMAN

Hot and Spicy Tuna Carbonara

One of the many things I love about my boyfie is his love for food and his love for cooking up good food. So for our 30th month, I requested that he cooks me his famous tuna carbona.

I was his assistant preparing ingredients and standing close by while he was cooking so somehow, I know his secret. I would like to share his big bite from his kitchen.

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400 g pasta (fetuccini, linguine, etc)

500 ml all purpose cream
250 ml evaporated milk
2 cans of hot and spicy tuna flakes in oil
1 small can sliced bell button mushroom
1 stick butter
Salt to taste
1 big red onions, minced
6 cloves garlic, minced


1. Cook pasta according to package instruction. Drain and set aside.

2. Suete onions and garlic in butter. Add mushrooms and saute for another 15-20 min or until mushroom is soft.

3. Add tuna, and cook until light brown. Add salt to add taste to the mixture.

4. Add cream and evaporated milk. Add salt, pepper, thyme and rosemary herbs to add in flavor and taste. And simmer for 5 minutes.  Remove mixture from fire.

5.  Fold in pasta into the carbona sauce and ensure pasta is well coated.

6. Sprinkle cheese before serving.

Homemade Choco Peanut Butter Cups

I grow up loving Reese's peanut butter cups. So after finding a recipe mimicking the famous dessert, I thought, why not do it and fulfill a craving.

So here goes the recipe:

1/2 cup           peanut butter
2 tbsp             butter
1/2 cup           confectioner's sugar
1 1/2 cup        semisweet chocolate, chopped coarsely
1/4-1/2 cup     all purpose cream
1 tbsp              melted butter
Salt to taste

1. Combine peanut butter, butter and salt in a microwable bowl. Set the microwave on high and soften the mixture for 30 seconds. Make sure the mixture is not melted.

2. Stir in the confectioner's sugar and set aside.

3. Melt the chocolate in a double broiler. Add all purpose cream and the 1 tbsp butter.

4. Spoon melted chocolate into lined cupcake or macaroons tins, whichever size you wish. Follow with the peanut butter mixture and finish off with the chocolate.

5. Refrigerate until hard and ready to serve.

An Update

It has been awhile since I have made a post.. I have been lazy or should I say I find myself uninteresting all of a sudden.  BUT WHO CARES? I realized and remembered that I started blogging for myself. So that someday, I would read back through my life and relive every moment written.  If somebody takes notice, it is only secondary.

So I'm still in Smiletown, Bacolod. But I have joined the rat race again. I joined Coke last November 26th as a Quality Assurance Specialist in their Kanlaon Plant making Viva Natural Spring water and it has been 2 weeks now. So far so good.  Tiring but I'm learning. I think that was what I hungered for.

I was timely to join the company's Christmas Party with the Bacolod Plant and it was an experience to see the fun side of my new family.

Its too early to say really.  I look forward to oearning everyday.. But I don't know how long I would tolerate the long distance travel and I find the work very routinary.

Lets just wait and see.
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